Technology is changing at a rapid pace as well all know and to keep up with the changes, one needs additional security to avert crisis like Identity theft, unauthorised access and break-ins and much more.
How to protect ourselves?
One such reliable service is 2fa service also known as a two-factor authentication service that has been engineered to provide a user with additional security. This service is an authentication process that requires a user to verify the authenticity of the user at two different stages as compared to single factor authentication making it more reliable.
When a user logs on using a password, the server using a sms phone verification will ask for additional authentication like a mobile authentication, facial or biometric authentication, etc.
Where all can it be used?
Commonly used applications such as email, providers, banking websites and other finance providers have implemented such authentication methods to avoid scammers and hackers by limiting the use of stolen passwords to cause mayhem.
One such authentication factor method is known as a possession factor deployed by my providers where the user after entering the password or pin has to authenticate the user using a mobile device. Single factor authentications suffer a threat with more advanced hackers that use brute force hacking, easily accessible stored username and passwords, hard drives, saved passwords, social engineering exploits etc.
Passwords only are a thing of the past as they’re very basic, require only remembering one password and often exploited by experts to use against the user. For instance, when a company wants to use services for sms authentication api, they’d implement the two-factor authentication system to know the user in question is actually the intended owner and not someone else.
A simple process would be the user will have to verify oneself by entering a code sent via sms on the registered mobile number or answer a phone call to verify the number. The two-factor authentication relies on the complicated strong passwords. This is a sure shot method of averting any untoward incident, now we can be safe with our money.